66- The Tale of the Insurance Company Miracle

I found this God-story in a stack of letters I wrote to my parents:

Jan 22, 1982 I called the hospital this week to talk ‘money’ so I could know how to fill out the forms and so I could call our insurance man for advice about filling them out. The woman said to have a well baby (no complications) is $1,600 approximately—PREPAID. I told them that was impossible, and she began to tell me the credit terms, etc. I called John, our friend and insurance man. He was out of town and returned the call to Dan the next day, saying we had no maternity coverage!! (Mom, this is another story about God, by the way!) As he and Dan talked, Dan reminded him of their conversation—vivid in Dan’s mind because the coverage for my age group was only $1.60 a month (it is much higher for the younger ladies that they expect to have babies—foiled them!) John had NO recollection of the conversation at all! Our deductible is $1,000 anyway, so I was already in our minds as a major expense. But we were disappointed to say the least. But we had victory in that we both (Dan and I) praised God FOR the situation. We know God is sovereign, we are not irresponsible, we have given our lives to Him, and we KNOW He will never leaves us in the lurch. It was wonderful to have such a heartfelt inner response. So we committed the situation to Him and left it there. That night at the baby shower I was attending, I mentioned it, and a friend said: “Don’t worry. We didn’t have insurance when our baby was born and a man came to our door with a check for $1,000! Our baby didn’t even have a T-shirt, and God provided so many clothes and every item we needed, we ended up with 2 of almost everything!” Well, we LOVE stories like this, and the people we hang around with have tons of them. I told Dan that night. The next day the insurance man called. He had called the company the day before, told them the story, and they said they’d call back, and did call back. The company decided  that if we would pay the amount of the back premiums ($11.48), they would give us the coverage!!

Our friend was floored. He said not one in 2,000 companies would do that. We thank God. He is sovereign. He takes care of His children. Praise Him! PS-I was ready to just call our neighbor who’s a retired OB/GYN and ask him to come up and deliver junior for us! We’ve paid off the gynecologist almost (one more check) and we will plunk away at the hospital bill.